Sheets & Style
Excel + Google Sheets

Bill Tracker

Enter each bill once. The sheet builds the whole year's payment schedule, sorts it by date, and paints it onto a calendar you can actually read. Never again "wait, was that due yesterday?"

Color edition: Sage · same file, different look
Coming to Etsy this week

Instant download on Etsy: Excel files plus a link to your own Google Sheets copy.

What’s inside · 6 tabs

  • Welcome: A 3-step start guide, the category legend and print instructions
  • Dashboard Overview: Big KPI cards, donut and bar charts. What's due, what's paid, what's left
  • Setup: Set once. Currency (10 to pick from), monthly income, and every bill, subscription and debt payment with its name, frequency (weekly to yearly) and first payment date
  • Payment Schedule: Every payment of the year, sorted by date; filter by paid status, year, month or category; override a date or amount when life happens, add a note, tick it paid
  • Calendar: This month and next as colour-coded calendars. Income, bills, subscriptions and debt each get a colour, today is marked, and paid items show a green strikethrough
  • Annual Dashboard: All 12 months with charts. Income vs outflow, outflow by category and running cash flow, calculated from the schedule

Features

  • Visual Dashboard Overview tab: big KPI cards (income, bills due, paid, still to pay, net cash), donut and bar charts that update from your entries; pick a month or the full year to filter
  • One entry becomes a full year of scheduled payments: no copy-pasting rows
  • Every frequency: weekly, biweekly, monthly, quarterly, yearly
  • Overrides for the month a bill changes, without breaking the original
  • Print-ready: landscape, fit to page
  • 10 currencies to pick from (USD, CAD, AUD, EUR, GBP, BRL, MXN, ARS, COP, CLP); pick the year, reuse it every year
  • Filled EXAMPLE workbook + clean BLANK workbook included
  • Excel AND Google Sheets versions, both in this listing
  • Every formula tested before publishing

You’ll need

  • Microsoft Excel 2016 or newer (desktop; Microsoft 365 not required) or a free Google account for the Google Sheets version.
  • Best on desktop or laptop; printing is set up for landscape, fit to page.