Excel + Google Sheets
Paycheck Budget Spreadsheet
Paycheck budget spreadsheet for Google Sheets and Excel: budget by paycheck, see every bill on its due day next to your two pay days, and track savings and debt.
Budget the way you're actually paid: check by check, not by some imaginary perfect month. Mark your two pay days, put in your bills with their due days, and you'll see on the calendar what's due before the next paycheck lands.
Coming to Etsy this week
Instant download on Etsy: Excel files plus a link to your own Google Sheets copy.
What’s inside · 8 tabs
- Welcome: Quick-start guide
- Dashboard: Big KPI cards, donut and bar charts that show where your paycheck period stands
- Setup: Month, year and starting balance + your income, bills (with due days), savings, debt and expense categories
- Budget: One paycheck period in one clean view. In, out and what's left
- Calendar: Your bills' due days (by day of the month, from Setup) and your two pay days on the same 30-day grid, so nothing lands on the wrong check
- Annual: Your full year rolled up (you type each month's totals; sums, averages and charts calculate)
- Savings & Debt: Goals and payoff, tracked side by side
- Example: A filled-in period to copy from
Features
- Visual Dashboard tab: big KPI cards (income, spent, saved, left to spend, savings rate), donut and bar charts that update from your entries
- Built for two pay days a month: mark them on the Calendar, right next to your bill due dates
- Bills with due days: the Calendar shows each one on its day
- Auto-calculated: totals, differences and the calendar update as you type
- Amounts in dollars ($) and reusable: pick the month and year in Setup (2024 to 2030); the currency picker changes only a label
- Filled EXAMPLE workbook + clean BLANK workbook included
- Excel AND Google Sheets versions, both in this listing
- Every formula tested before publishing
You’ll need
- Microsoft Excel 2016 or newer (desktop; Microsoft 365 not required) or a free Google account for the Google Sheets version.
- Best on desktop or laptop; the mobile apps are fine for quick logging.
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