Our biggest budget file
Ultimate Budget Planner
The last budget file you'll open this year, and next year. Recurring bills, one-off splurges, the sinking jars, the debt you're quietly killing and the net worth you haven't dared to check. One workbook, 30 tabs, zero subscriptions.
- Visual Budget Dashboard tab: big KPI cards (income, spent, left over, savings rate, net worth), donut and bar charts that update from your entries; pick a month or the full year to filter
- Debt Killer with real rollover: Avalanche, Snowball or your own priority order. Each paid-off payment moves to the next debt.
- Currency picker in Setup (USD / CAD / AUD / GBP / EUR): in the Excel version every amount switches to your symbol. Nothing is converted.
- Guardrails that catch mistakes: rows flag dates outside your year and warn before you double-count a recurring expense








